Business calculators for
founders & freelancers

Calculate the minimum hourly, daily, and project rate you need to charge based on your income goals, expenses, and working schedule.

Convert annual salary to hourly rate or hourly rate to annual salary. Accounts for work hours, paid time off, and holidays.

Compare contractor (1099) vs employee (W2) take-home pay. Find out which option actually puts more money in your pocket after taxes and benefits.

Find out how much to charge your client so you receive your desired amount after Stripe, PayPal, or Square processing fees.

Add or remove VAT/GST from any price. Supports UK, EU, Australia, Canada, and 10+ countries. Essential for international invoicing.

Create professional invoices in seconds. Add line items, tax, and download as PDF. Your data is saved automatically.

Calculate US self-employment tax (15.3%), estimated quarterly payments, and how much to set aside from every freelance payment.

US expats: calculate your Foreign Earned Income Exclusion for 2026. Supports Bona Fide Residence and Physical Presence tests.

AI negotiation assistant. Get structured arguments for your rate negotiation or equity/SAFE discussion — in 2-3 minutes.

Calculate return on investment, annualized ROI, and payback period for any business investment, marketing campaign, or project.

Calculate gross and net profit margin, markup percentage, and find your ideal selling price from cost and desired margin.

Determine how many units you need to sell (or revenue you need to generate) to cover your fixed and variable costs and start turning a profit.

Calculate monthly payments, total interest, and true APR for any business loan. Includes full amortization schedule.

Build your Profit & Loss statement online. Auto-calculates gross profit, EBITDA, and net profit. Export as PDF.

Plan your monthly budget, forecast cash flow for 12 months, and calculate runway. Build financial projections with revenue, costs, and scenarios.

Model your SAFE note conversion, ownership percentage, and dilution. Supports valuation cap, discount rate, and MFN provisions.

Find out how long your startup can survive on current cash. Calculate gross and net burn rate, runway in months, and zero-cash date.

Calculate your Customer Lifetime Value and Customer Acquisition Cost. Find out if your unit economics are healthy and how to improve them.

Test your mental math and business-sense in a fast 60-second quiz. No calculator allowed — keep your brain sharp.